Currency Guide for Indians taking a Trip to Georgia

Understanding the Georgian Lari (GEL)

The official currency of Georgia is the Georgian Lari (GEL), abbreviated as GEL. One Lari is further divided into 100 Tetri. While traveling to Georgia, it is important to note that the Georgian Lari is not widely available for exchange in India. This means that Indian travelers will not be able buy GEL from India easily as only few RBI authorized money exchangers like Orient Exchange stocks GEL.

Best Currency to Carry for Georgia Travel

When traveling to Georgia, it’s essential to carry the right currency for smooth transactions. The official currency of Georgia is the Georgian Lari (GEL), and it is widely used for all purchases, from hotels to local markets. However, due to scarcity of GEL in India, travelers from India sometimes carry USD or Euros, which can be exchanged in local currency on arrival at Georgia.

Which Currency to Carry?

✔ Georgian Lari (GEL) – The primary currency used in Georgia; required for most transactions.

Exchange INR to GEL at the best rates with Orient Exchange. Limited stock available, so book in advance for a hassle-free experience!

✔ US Dollar (USD) & Euro (EUR) – Widely accepted at exchange centers and sometimes at hotels or tourist spots.

Why USD or EUR?

Easily Exchangeable: Both currencies can be exchanged at banks, forex bureaus, and hotels in Georgia.

Both USD and Euro are widely accepted for exchange. Generally, USD is slightly more favorable for exchanging into GEL. If you already have euros, you can exchange them without any issue.

Restriction of carrying INR abroad: As per regulation (as on Feb 2025), an Indian can carry maximum ₹25000/- while going outside India, which may not be sufficient for your trip.

Widely Accepted: Some businesses, hotels, and tour operators in Georgia may accept payments in USD or EUR, although it’s advisable to always use local currency.

Carrying a Forex Card Along with Cash

For travelers carrying more than USD 3000 equivalent in GEL (or USD/equivalent in EUR), it is advisable to use a forex card in addition to cash. A forex card loaded with USD or EUR provides several advantages:

Convenience: Can be used for direct transactions on POS/online in Georgia. Can be topped while in abroad. In emergency, use in ATM, though chargeable, to withdraw local currency.

Better Exchange Rates: Forex cards often offer competitive exchange rates.

Global Acceptance: Forex cards have become a preferred choice for international travelers.

Factors to Consider Before Buying Currency

Before purchasing foreign currency for your trip, consider the following:

Exchange Rate Trends: Keep an eye on GEL, USD and EUR exchange rates to buy at the most favorable price. Buy a combination of cash and forex cards for any currency.

Service Charges & Fees: Compare fees across different forex providers, including banks, money changers, and online forex services.

Limit on Cash Carrying: The Reserve Bank of India (RBI) allows a maximum of USD 3000 in cash per individual per trip. Amounts beyond this should be carried on a forex card.

Where to Buy GEL/USD/EUR in India

Several options are available for purchasing Georgian Lari (GEL), USD or EUR in India:

Authorized Forex Dealers: RBI-authorized forex service providers like Orient Exchange offer competitive rates and reliable services.

Banks: Most Indian banks provide foreign exchange services, but rates may vary.

Online Forex Platforms: Websites and apps like Orient Exchange allow you to order currency online and have it delivered.

Airports: While convenient, airport exchange counters usually offer less favorable rates due to high service charges.

Converting USD/EUR to GEL in Georgia

In case you are unable to procure Georgian Lari in India and purchase USD or EUR instead, you will need to convert your USD or EUR to GEL for daily expenses on arrival at Georgia. Here are the best ways to do so:

Currency Exchange Counters: Found at airports, hotels, shopping centers, and city centers. Avoid these places as the rates may be poor and convenience fees will be high.

Banks: Most Georgian banks provide currency exchange services with transparent rates.

Forex Bureaus: Independent forex bureaus in Tbilisi and other major cities often offers competitive rates.

ATMs: If carrying a forex card, you can withdraw GEL directly from ATMs across Georgia.

Tips for Currency Exchange in Georgia

Compare Rates: Exchange rates vary between different exchange counters, so compare rates before converting money.

Avoid Airport Exchanges: While convenient, airport exchange counters usually offer poor rates.

Keep Small Denominations: Georgian businesses prefer smaller denominations for transactions.

Use ATMs Wisely: Ensure that your forex card or international debit/credit card is enabled for overseas transactions.

By planning your foreign exchange strategy effectively, Indian travelers can ensure a smooth and cost-effective experience when dealing with currency matters in Georgia. Carrying GEL, EUR or USD in cash, forex card loaded with USD can also be convenient for secure transactions will help manage expenses efficiently while traveling in this beautiful country.

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